Basic Information

Personal Introduction

Ph.D. in Finance, Professor and Doctoral Supervisor at the International Business School of Shaanxi Normal University. Holds a postdoctoral fellowship in Quantitative Finance from the Chinese Academy of Social Sciences and has been a Visiting Scholar at the University of Southern California and a Senior Researcher at the University of Victoria. Serves as an expert in the National Postgraduate Education Evaluation and Monitoring Expert Pool of the Ministry of Education and as a thesis review expert for the Ministry of Education. Previously participated in international conferences of member countries as an anti-money laundering expert for the Financial Action Task Force (FATF) and the Asia. Pacific Group on Money Laundering (APG). Also serves as a peer reviewer for leading national academic journals such as Social Sciences in China and Economic Research Journal.

Work Experience

2006.06-2016.06: Senior Economist, Xi'an Branch, People's Bank of China, Xi'an.
2016-Present: International Business School, Shaanxi Normal University.

Education Background

2014.06-2016.12: Postdoctoral Fellow in Finance, Chinese Academy of Social Sciences.
2010.09-2013.06: Doctor of Philosophy in Finance, Southwestern University of Finance and Economics.
2003.09-2006.06: Master of Finance, Xi'an Jiaotong University.
1997.09-2001.06: Bachelor of Statistics, Hebei University of Economics and Business.

Awards Received

Financial Decentralization, Financial Risk, and Financial Governance – Prefectural. District Level, Special Prize – 2025-02-28

Structure of the Global Cross-Border Credit Network and the Contagion Effect of Systemic Financial Risk – Provincial Level, Third Prize – 2024-01-05

Differences in Enterprise Innovation Behavior and the Effect of Government Technological Innovation Expenditure – Provincial Level, Second Prize – 2022-07-01

Differences in Enterprise Innovation Behavior and the Effect of Government Technological Innovation Expenditure – Prefectural. District Level, First Prize – 2021-10-31

China's Financial Cycle and Macroeconomic Policy Effects – Provincial Level, Third Prize (Monograph) – 2019-11-20

Financial Cycle, Industry Technology Cycle, and Economic Structure Optimization – Provincial Level, Second Prize (Paper) – 2019-11-20

Research on Preventing Systemic and Regional Financial Risks—Based on the Perspective of Moderate Financial Decentralization – Provincial Level, First Prize – 2019-08-31

China's Financial Decentralization Structure and Financial System Development: From the Perspective of Financial Risk under Fiscal Decentralization – Prefectural. District Level, Second Prize – 2019-04-30

Intellectual Contribution

Journal Articles
1.The Diminishing Marginal Effect of the Capital Adequacy Ratio On the Control of Bank Risk-taking, The North American Journal of Economics and Finance,2025-09-01, 80(08): 102495
2.Capital regulation, regulatory avoidance, and bank systemic risk, International Review of Financial Analysis,2025-04-01,100(2):104002
3.Cross-border Capital Inflows and Systemic Financial Risks, International Review of Economics & Finance,2025-04-01,99(4):104049
4.Market Expectations and Systemic Financial Risks —On Relative Optimism and the Adjustment Effect of Cross-Border Investment, Finance & Economics,2025-03-01,(3):30-44
5.Digital Technology Development and Systemic Financial Risks: Evidence from 22 Countries, Borsa Istanbul Review,2025-01-20,24(s2):1-9
6.Asymmetric Risk Contagion Effect of the Interaction between the Real Economy and the Financial Sector—An Analysis Based on the Domestic Commodity Price Index, Financial Innovation,2025-01-09,11(1):55
7.Analysis on Optimizing the Systemic Financial Risk Surveillance System in an Open Economy, Financial Regulation Research,2024-12-25,(12):20-39
8.Digital Payments and the Changing Structure of China’s Monetary System, West China Finance,2023-12-01,12(3):3-18
9.Monetary System Reform in the Border Region during the Yan’an Period and Its Contribution to Monetary Theory, West China Finance,2023-08-01,(8):3-11
10.Cross-Border Risk Spillover between the Real Economy and the Financial Sector: Based on Industry Import-Export Data, Financial Regulation Research,2023-06-25,(6):21-40
11.Changes in Monetary Structure and Development of Monetary Theory under Digital Payments, Social Sciences in China,2023-06-01
12.The Spillover Effect of Interactions between Import and Export Price Risks in the Real Sector and Financial System Risks, Financial Economics Research,2023-04-25,38(3):66-80
13.The Monetary Policy of the Shaan-Gan-Ning Border Region during the Yan’an Period, China Finance,2023-04-16,(8):98-99
14.Global Systemically Important Banks: Network Structure and Risk Governance, Comparative Economic & Social Systems,2022-05-15,2022(3):57-71
15.Loose Monetary Policy, Resident Asset Allocation and Corporate Innovation, Management Review, 2021-12-31,(12):115-127
16.Cross-Border Credit Networks of Global Banks and Systemic Financial Risks, Finance & Trade Economics,2021-12-12,42(12):118-132
17.Does Firm Financialization Improve Bank Credit Risk?, Research of Institutional Economics,2021-08-31,(3):55-77
18.Analysis on the Global Systemic Financial Risks Cross-market Contagion Effect, Economic Research Journal,2021-08-20,56(8):4-21
19.Fiscal Decentralization, Financial Decentralization, and Macroeconomic Governance, Social Sciences in China,2021-07-25
20.Cross-Market Transmission Effects of Global Systemic Financial Risk: A Perspective Based on Monetary and Foreign Exchange Market Networks, Financial Regulation Research,2021-07-25,(7):86-100
21.Development and Reconstruction of Modern Central Bank Policies, Social Sciences in China,2021-06-01
22.The Macro-Prudential Regulatory Framework for Cross-Border Capital Flows and the Effect Test, Contemporary Finance & Economics,2021-03-15,(3):53-65
23.Government Subsidies, Corporate Financial Asset Allocation and Technological Innovation Efficiency, Statistics & Decision,2020-08-01,36(15):162-166
24.The Economic Interpretation of Digital Currency and China’s Development Strategy, Economic Review Journal,2020-06-01,(6):18-25
25.Moderate Financial Decentralization and the Construction of China's Financial Governance System, Social Sciences in China,2020-02-01
26.A Review of Systemic Financial Risk Research: From a Macroprudential Regulatory Perspective, Financial Regulation Research,2020-02-01,(2):85-101
27.Chinese Aging Problem and Its Effect on Financial Asset and Macroeconomic Fluctuations, Management Review,2020-01-01,32(1):56-67
28.Loose Monetary Policy, Asset Allocation and Business Innovation, Research of Institutional Economics,2019-08-01,(02):116-140

Journal Positions
1.Literature Research on Economics and Management, Associate Editor,2021-05-01

Project
1.Research on Cross-Border Contagion Effects and Monitoring of Systemic Financial Risks,2023-11-01
2.Central Bank Policy from a Macroeconomic Perspective,2021-09-01
3.Research on Financial Decentralization, Financial Risk, and Financial Governance,2020-10-23

Monograph
1.Cross-border Contagion Effect of Systemic Financial Risk and Monitoring and Prevention, China Social Sciences Press,2025-11-30
2.Financial Decentralization, Financial Risk and Financial Governance, Social Sciences Academic Press,2023-06-30

Awards
1.Financial Decentralization, Financial Risk and Financial Governance,2024 Shaanxi Provincial Higher Education Institutions Outstanding Achievement Award in Humanities and Social Sciences Research,2025-02-28
2.Global Cross-Border Credit Network Structure and Systemic Financial Risk Contagion Effect, The 16th Shaanxi Provincial Outstanding Achievement Award in Philosophy and Social Sciences,2024-01-05
3.Differences in Enterprise Innovation Behavior and the Effect of Government Technology Innovation Expenditure, Shaanxi Provincial Outstanding Achievement Award in Philosophy and Social Sciences,2022-07-01
4.Differences in Enterprise Innovation Behavior and the Effect of Government Technology Innovation Expenditure, Shaanxi Higher Education Institutions Outstanding Achievement Award in Humanities and Social Sciences Research,2021-10-31
5.China's Financial Cycle and Macroeconomic Policy Effects, The 14th Shaanxi Provincial Outstanding Achievement Award in Philosophy and Social Sciences,2019-11-20
6.Financial Cycle, Industry Technology Cycle and Economic Structure Optimization, The 14th Shaanxi Provincial Outstanding Achievement Award in Philosophy and Social Sciences,2019-11-20
7.Research on Preventing Systemic and Regional Financial Risks: Based on the Perspective of Moderate Financial Decentralization, The 18th Sichuan Provincial Outstanding Achievement Award in Social Sciences,2019-08-31
8.China's Financial Decentralization Structure and Financial System Development: From the Perspective of Financial Risks under Fiscal Decentralization, Shaanxi Higher Education Institutions Outstanding Achievement in Humanities and Social Sciences Research,2019-04-30

Textbooks
1.Central Banking Policy from a Macroeconomic Perspective, Truth & Wisdom Press, Shanghai People's Publishing House,2022-12-01

Courses Taught

Academic Writing Guidance--PhD Teaching
Securities Investment--Undergraduate Teaching
Securities Investment (Bilingual)--Undergraduate Teaching
Financial Regulation--Undergraduate Teaching
Financial Statistics--Master Teaching
Topics in Financial Institutions and Quantitative Macroeconomic Policy Research--Master Teaching
Introduction to Inclusive Finance--Master Teaching