Basic Information

Personal Introduction

This scholar holds a Ph.D. in Applied Economics and currently serves as an Associate Professor and Master's Supervisor in the Finance Department of Shaanxi Normal University. She teaches undergraduate courses including Financial Engineering, Central Banking, Financial Markets, and Venture Capital, as well as the graduate course Introduction to Digital Inclusive Finance. Her teaching and research focus on financial engineering and digital finance.

Work Experience

2015.07-2018.12: Lecturer at the International Business School of Shaanxi Normal University.
2019.01-2023.09: Associate Professor and Deputy Director of the Teaching Innovation Research Center at the International Business School of Shaanxi Normal University.
2023.10-present: Associate Professor, Director of the Finance Department, and Deputy Director of the Teaching Innovation Research Center at the International Business School of Shaanxi Normal University.

Education Background

2009.09-2016.09: Xi'an Jiaotong University Combined Master's and Ph.D. Program in Applied Economics/Applied Mathematics; awarded Ph.D. in Applied Economics
2005.09-2009.07: Xi'an Jiaotong University Dual Bachelor's Degrees: Bachelor of Science in Information and Computational Science & Bachelor of Economics in Finance

Awards Received

Research Awards:

Financing for Growth-Oriented SMEs: Traditional Models and Innovative Transformations, First Prize, Shaanxi Provincial Higher Education Outstanding Achievement Award in Humanities and Social Sciences, 2025.

Teaching Awards:
[1] Outstanding Thesis Supervisor Award (Second Session), Silk Road Master of Professional Accounting (MPAcc) Alliance, 2025.
[2] Teaching Quality Excellence Award, Shaanxi Normal University, 2025.
[3] Outstanding Undergraduate Thesis Supervisor Award, Shaanxi Normal University, 2024, 2021, and 2020.
[4] Outstanding Supervisor Award, 8th "Internet+" College Student Innovation and Entrepreneurship Competition, Shaanxi Normal University, 2022.

Intellectual Contribution

Journal Articles
1.Market Expectations and Systemic Financial Risks —On Relative Optimism and the Adjustment Effect of Cross-Border Investment, Finance & Economics,2025-03-01,(3):30-44
2.Analysis on Optimizing the Systemic Financial Risk Surveillance System in an Open Economy, Financial Regulation Research,2024-12-25,(12):20-39
3.Financial Governance, Corporate Leverage, and Financing Efficiency: Empirical Evidence from China's A-share Non-financial Listed Companies, Finance and Economy,2021-11-25,(11):25-33
4.An Evaluation Model of Green Coal Supplier for Thermal Power Supply Chain Based on PCA-SVM, Mathematical Problems in Engineering,2021-09-01,2021
5.The Impact of Internet Finance on Financing of Growth SMEs: A Theoretical and Literature Review, Literature Research on Economics and Management and Management,2021-05-01
6.Is Collective Financing Feasible for Small and Micro-sized Enterprises? An Evolutionary Game Analysis of the Credit Market in China, Economic Research-Ekonomska Istraživanja, 2019-10-01,32(1):2959-2977
7.Study on Credit Risk Measurement of Chinese Manufacturing Listed Companies Based on Probit Model, Frontiers of Science and Technology of Engineering Management,2019-07-01,38(04):76-82

Conference Presentation
1.Can Internet Finance Alleviate the Financing Constraints of Growth-Oriented SMEs?, The 20th China Economics Annual Conference,2020-12-04

Project
1.Analysis and Optimization of Sustainable Development Mechanisms for Digital Inclusive Finance,2023-10-18,2026-08-01
2.Research on Financing Models of Private Technology Enterprises in Xi’an,2021-05-08,2021-10-30
3.Innovation Financing Mechanisms for Technology-Based SMEs Based on Two-Sided Matching Theory,2021-01-01,2022-12-31
4.Constructing Innovation Financing Paths for SMEs in Shaanxi Province Based on the Integration of Technology and Financial Resources,2020-09-01

Research Reports
1.Youth Responsibility under the “Belt and Road” Initiative, The provincial level,2022-09-01

Monograph
1.Cross-border Contagion Effect of Systemic Financial Risk and Monitoring and Prevention, China Social Sciences Press,2025-11-30
2.Financing Growth-Oriented SMEs: Traditional Models and Innovative Transformations, China Financial Publishing House,2021-07-01

Awards
1.Research on Financing of Growing SMEs: Traditional Models and Innovative Transformations,2024 Shaanxi Provincial Higher Education Institutions Outstanding Achievement Award in Humanities and Social Sciences Research,2025-02-28

Courses Taught

Business English--MBA Teaching
Innovation and Entrepreneurship: Theory and Practice--Undergraduate Teaching
Commercial Bank Management (Full English)--Undergraduate Teaching
Financial Engineering--Undergraduate Teaching
Central Banking (Bilingual)--Undergraduate Teaching
Central Banking (Bilingual)--Undergraduate Teaching
Venture Capital--Undergraduate Teaching
Financial Markets--Undergraduate Teaching
Venture Capital--Undergraduate Teaching
Topics in Financial Institutions and Quantitative Macroeconomic Policy Research--Master Teaching
Introduction to Inclusive Finance--Master Teaching