Basic Information

Personal Introduction

Professor Liu, Doctor of Economics, Postdoctoral, Associate Professor and graduate student supervisor at the International Business School, Shaanxi Normal University. Main research areas include financial management, industrial organization, and corporate governance. He has led projects such as the National Social Science Fund and published numerous papers in authoritative journals including 'Financial Research' and 'Quantitative Economics and Technical Economic Research', with published monographs. He has teaching experience at Xi'an Jiaotong University, Lanzhou University, and visiting scholar experience at Massey University, New Zealand. He is a reviewer for journals including 'Financial Research', 'Quantitative Economics and Technical Economic Research', 'International Financial Research', and 'Southern Economic Journal'.

Work Experience

2018-present, teaching at the International Business School of Shaanxi Normal University;
2013-2018, teaching at the School of Management of Lanzhou University;
2016-2017, visiting scholar at the Business School of Massey University, New Zealand.

Education Background

2014.12-2017.12: Xi'an Jiaotong University School of Economics and Finance Applied Economics Postdoctoral Researcher
2009.09-2013.07: Xi'an Jiaotong University School of Economics and Finance Economics Doctor of Philosophy in Economics
2003.09-2006.07: Xi'an Jiaotong University School of Economics and Finance Economics Master of Economics
1998.08-2003.07: Northwest University School of Economics and Management Management Bachelor of Management

Awards Received

Intellectual Contribution

Journal Articles
1.Research Progress and International Comparison of Digital Currency: Knowledge Graph Analysis Based on CiteSpace, Social Sciences in Shenzhen,2023-01-01,6(1):50-70
2.Research on the Pay Gap of Senior Management Team, Executive Power and Banks’ Risk-Taking, Reform of Economic System,2022-07-25,(4):120-128
3.FinTech, Risk Contagion and Banking Systemic Risk, Comparative Economic & Social Systems,2022-05-15,(3):72-87
4.A Study on the Influence of Digital Finance on Commercial Banks’ Risk-Taking, Accounting and Economics Research,2022-01-25,36(1):86-104
5.Talent Cultivation of MPAcc in the Era of Intelligent Finance, Journal of Chengdu Normal University, 2021-09-30,37(9):55-63
6.Does Internet Finance Reduce Profitability of Commercial Banks?—Based on the Perspective of Revenue Source and Structure, Journal of Beijing Institute of Technology(Social Sciences Edition),2021-09-29,23(6):96-109
7.Does FinTech Increase or Reduce Commercial Banks' Risk－taking? Evidence from China's Banking Sector, Commercial Research,2021-09-20,(5):63-74
8.Regulatory Technology Framework System and Functional Implementation, International Finance,2021-09-15,(9):67-72
9.RegTech: The Theoretical Logic and International Practice of Technology-driven Financial Regulation, Social Sciences in Shenzhen,2021-09-06,4(5):49-60
10.Does FinTech Increase or Reduce Commercial Banks' Risk－taking? Evidence from China's Banking Sector, Commercial Research,2021-09-01,(5):63-74
11.A Study on the Mechanism and Heterogeneity of the Impact of Internet Finance on Commercial Bank Performance, Economic Theory and Business Management,2021-08-06,41(08):78-95
12.Research on the Reform of Financial Education and Teaching in the Era of Fintech, Journal of Chengdu University(Social Sciences),2021-08-01,(4):111-119
13.FinTech,Technological Progress and Total Factor Productivity Growth of Banking Sector, Journal of South China University of Technology(Social Science Edition),2021-05-15, 23(3):32-44
14.The Impact of Fin-Tech on Commercial Bank’s Performance———A Theoretical and Empirical Study, Journal of Modern Finance,2021-03-05,(3):60-70
15.Fintech and Systemic Risk of Commercial Banks——An Empirical Study Based on Listed Banks in China, Wuhan University Journal(Philosophy & Social Science),2021-03-04,74(2):119-134
16.The Impact of Fin-Tech on Commercial Bank’s Performance———A Theoretical and Empirical Study, Journal of Modern Finance,2021-03-01,26(3):60-70
17.The Impact of Internet on the Profit Efficiency of Commercial Banks: An Empirical Study Based on SFA, Journal of Dalian University of Technology(Social Sciences),2021-01-01, 42(2):16-30
18.An Study on the Bank Executives' Compensation and Risk-taking, Business and Management Journal,2020-12-31,(12):132-150
19.Integration of Industry and Education: Talent Training Reform of Financial Accounting Major in the Era of Intelligent Finance, Journal of Chengdu Normal University,2020-11-01, 36(11):35-41
20.Regulatory Challenges and Countermeasures of FinTech, West China Finance,2020-07-01,(07):91-93
21.Potential Risks of Fintech and Regulatory Responses, South China Finance,2020-06-01, (6):45-55
22.Does Fintech Promote or Hinder the Efficiency of Commercial Banks—Evidence from China’s Banking Sector, Modern Economic Science,2020-02-01,42(3):56-68

Conference Paper
1.Does FinTech Increase or Reduce Commercial Banks' Risk-taking? Evidence from China's Banking Sector, The 24th Annual New Zealand Finance Colloquium,2021-08-01

Project
1.Research on the Theories and Countermeasures for the Integrated Development of Provincial Banks in Shaanxi and Financial Technology,2021-04-01
2.Theoretical and Countermeasure Research on the Multidimensional Impacts of FinTech on Commercial Banks’ Risks and Performance,2020-09-01
3.Strategic Pathways, Risk Prevention, and Regulatory Responses for FinTech–Bank Integration, 2020-01-16,2020-12-31

Monograph
1.Theoretical and Countermeasure Research on the Multidimensional Impact of FinTech on Commercial Bank Risks and Performance, Shanghai Far East Publishers,2022-11-30
2.Executive Compensation Incentives, Risk-Taking, and Regulatory Reform in the Banking Industry, Economic Science Press,2021-05-01

Courses Taught

Accounting--Undergraduate Teaching
Financial Management--Undergraduate Teaching